Top tips for making 2021 your best year yet.

The New Year is looked upon as a time of reviewing the past year and committing to making changes to improve our physical, mental and financial wellbeing.

So, whatever your goals are for improved physical health, mental health and financial wellbeing for 2021 here are top tips that our CMutual staff and CMutual organization have found very useful and have brought great success to staff personally and to the CMutual company.

What would you like to change or do differently in 2021?

  • Your first challenge is to be picky, you need to narrow your focus

  • Only chose two or three goals and challenge yourself and/or your business.

  • Just ask yourself, ‘What am I constantly looking to change, is it improved physical health, less stress, improved financial stability for you and your family, more efficient processes in my business, introducing effective ways improving the bottom line?

  • Whatever area of your personal or business life you want to change you must focus on that.

Have a plan

  • One top tip is to keep it simple and remember, contact the appropriate health experts and or financial experts to give you guidance and assistance.

  • We are all here to help each other especially this year 2021

Planning offers great benefits

  • Provides a guide for action

  • Helps you set achievable goals, so you are always moving forward.

  • Helps you with your motivation and commitment

Measuring your success

  • If you see your own success, it will motivate you to keep going.

  • Keep your plan visible, even if that means saving it as your desktop background or putting it up on your fridge at home. For your business share the goals with your staff and be inclusive, everyone working together.

  • Execution is everything, building a habit takes just 21 Days.

Examples of Personal and Business Goals

  • Walk every day for 20 minutes in the morning, enjoy more fresh food which will give me more energy and make me feel better.

  • Review my personal financial wealth, this will give me peace of mind and reduce mental stress.

  • Review my business financial health, look at new and innovative products that are agile to meet the demands of the current economic market and will bring new energy into your business.


  • Find yourself an ally who help you push forward to achieve success, whether it’s your ‘walking friend’, your partner, a physician, financial advisor or your local credit union.

  • These people are all there to help you achieve health and financial stability and most of all peace of mind.

Celebrate your success

  • One thing that we don’t do enough is celebrate our wins. Isn’t it a great feeling when you have completed your 10,000 steps (your energy levels rise, you look and feel better).

  • That’s a reward!!!

  • Reviewing your family finances to include protection for your family is a wonderful feeling. The relief of taking the time to organize and agree a plan can be a wonderful stress release.

  • Talking to your credit union about life protection, protecting your family income during these times can bring enormous benefits.

For your Business mark your success

  • I’ve reviewed my business and products and understand where changes are required.

  • I am looking at new innovative products that are agile and fit for purpose.

  • This will bring growth to my business, improve conditions for my staff and my members whilst also contributing to the local economy.

At CMutual, we wish you the best of luck with hitting your goals in 2021. If you need any help with your member benefits or insurance goals, please contact us.

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